The Zillow Home Value Index reveals striking patterns in Maryland’s coastal real estate market from 2015 to 2024. The most remarkable finding is the extraordinary growth in traditionally affordable communities, with Crisfield leading all coastal towns with an 89.4% increase over the nine-year period.
Ocean City and Cambridge have also seen dramatic appreciation, with gains of 78.9% and 80.3% respectively since 2015. Interestingly, the pandemic era (2020-2024) saw Ocean City emerge as the leader in growth at 57.2%, followed closely by Crisfield at 54.1%. At the other end of the spectrum, Solomons experienced the most modest long-term appreciation at 40.1%, while Baltimore’s growth since 2020 was among the lowest at 28.4%.
The data also illuminates fascinating geographical patterns in home values. The northern Chesapeake Bay towns of Havre de Grace, North Beach, and Chesapeake Beach all cluster in the $390,000-$441,000 range as of 2024, suggesting a regional pricing harmony. Meanwhile, the stark contrast between Baltimore’s median home value of $183,807 and nearby coastal communities highlights the city’s continuing affordability, despite its significant harbor and waterfront amenities.
A few important things to note. First, by coastal, we include any town on the water that’s in a bay or harbor. Not solely open ocean. Second, the median home prices listed are for the towns, not waterfront.
1. Crisfield, MD
This historic watermen’s community anchors Maryland’s affordable coastal market with its 2024 median home value of $151,003. The town’s remarkable trajectory shows the strongest overall growth among coastal communities, surging from $79,710 in 2015 to $98,007 in 2020, before accelerating dramatically with a 54.1% increase in the post-pandemic era to its current value, representing an impressive 89.4% total appreciation since 2015.
About Crisfield
Crisfield, Maryland, is a historic waterfront town on the southern tip of the Eastern Shore, known as the “Crab Capital of the World” due to its strong seafood industry, particularly blue crabs and oysters. Once a thriving hub for seafood processing and canning, the town still relies heavily on commercial fishing, tourism, and water-related industries. It is home to the annual National Hard Crab Derby, a unique event celebrating the region’s seafood heritage with crab races, boat docking contests, and seafood feasts. Crisfield also serves as a gateway to Smith Island and Tangier Island, offering ferry services to these remote Chesapeake Bay communities known for their distinct culture and dialect.
Where is Crisfield?
Crisfield, Maryland, is a small waterfront town located in Somerset County on the southern tip of the state’s Eastern Shore. It sits along the Chesapeake Bay, near Tangier Sound, and is known for its rich seafood industry, particularly blue crabs. The town is approximately 30 miles south of Salisbury and serves as a gateway to Smith Island and other nearby Chesapeake Bay islands.
2. Baltimore, MD
Maryland’s largest city offers a compelling story of urban waterfront value, with its median home price climbing steadily from $106,423 in 2015 to $143,107 in 2020, before reaching $183,807 in 2024. This port city’s growth narrative includes a solid 72.7% appreciation since 2015, though its post-2020 increase of 28.4% suggests a more measured pace of appreciation compared to smaller coastal communities.
About Baltimore
Baltimore is a historic seaport city in Maryland, often referred to as “Charm City.” Its economy is powered by a major port, healthcare (anchored by institutions like Johns Hopkins Hospital), and a growing tech startup community. Notable attractions include the Inner Harbor, the National Aquarium, and Fort McHenry, where the U.S. national anthem was inspired. Baltimore is also known for its lively arts scene, iconic crab cakes, and sports pride driven by teams like the Orioles and Ravens.
Where is Baltimore?
Baltimore is situated in the northern part of Maryland, positioned along the Patapsco River, which feeds into the Chesapeake Bay. The city lies approximately 40 miles northeast of Washington, D.C., making it a key part of the Baltimore-Washington metropolitan area. Geographically, Baltimore is located in the central eastern United States, bordered by Anne Arundel County to the west and Howard County to the northwest. Its strategic location on the East Coast has historically made it a major seaport and a hub for commerce and transportation.
3. Cambridge, MD
This Eastern Shore gem demonstrates the region’s increasing allure, with property values ascending from $139,698 in 2015 to $176,494 in 2020, ultimately reaching $251,813 in 2024. The town’s transformation is reflected in its robust 80.3% growth since 2015, with a particularly strong 42.7% surge in the post-pandemic period.
About Cambridge
Cambridge is a historic waterfront city situated along the Choptank River in Dorchester County, Maryland. Its economy has deep roots in maritime industries—particularly fishing, crabbing, and oystering—as well as a growing tourism sector. The town is proud of its African American heritage, notably through its connections to Harriet Tubman and the nearby Harriet Tubman Underground Railroad Visitor Center. Visitors are drawn to Cambridge for its scenic riverfront, vibrant local cuisine, and events like the annual Crab Cook-Off, celebrating the region’s coastal traditions.
Where is Cambridge?
Cambridge is situated on Maryland’s Eastern Shore, where the Choptank River meets the Chesapeake Bay. It lies in Dorchester County, approximately 45 miles southeast of Baltimore and about 50 miles northeast of Washington, D.C. The city is accessible via major highways such as U.S. Route 50 and Interstate 495, positioning it as a key hub on the Delmarva Peninsula. Cambridge’s coastal location provides strategic access to both riverine and bay waters, enhancing its role in regional transportation and commerce.
4. Rock Hall, MD
This charming sailing haven charts an impressive course in home values, beginning at $210,008 in 2015, navigating to $236,055 by 2020, and dropping anchor at $335,829 in 2024. The town’s journey represents a solid 59.9% appreciation since 2015, with a notable 42.3% gain in the post-pandemic era.
About Rock Hall
Rock Hall is a small waterfront town on Maryland’s Eastern Shore, often referred to as the “Pearl of the Chesapeake.” Its local economy hinges on commercial fishing, crabbing, oystering, and a vibrant tourism trade centered around marinas, inns, and restaurants. The town is a haven for boaters and nature enthusiasts, boasting scenic waterways and access to the open waters of the Chesapeake Bay. Known for its welcoming community and lively festivals (like the Pirates and Wenches Fantasy Weekend), Rock Hall embodies the enduring spirit of Maryland’s maritime heritage.
Where is Rock Hall?
Rock Hall is a charming waterfront town situated on Maryland’s Eastern Shore in Kent County. Nestled where the Miles River meets the Chesapeake Bay, it offers picturesque views and easy access to the bay’s extensive waterways. Located approximately 30 miles southeast of Baltimore, Rock Hall is accessible via Maryland Route 213 and serves as a gateway to the region’s maritime activities. Its strategic position has historically made it a hub for fishing, boating, and tourism, contributing to its vibrant local economy.
5. Havre de Grace, MD
Situated at the head of the Chesapeake Bay, this historic town has seen its home values sail from $255,411 in 2015 to $297,251 in 2020, before reaching $391,250 in 2024. The community’s growth story includes a 53.2% increase since 2015, with a more moderate 31.6% gain since 2020.
About Havre de Grace
Havre de Grace is a picturesque waterfront town in Harford County, Maryland, located where the Susquehanna River meets the Chesapeake Bay. Historically, the community thrived on maritime trade and continues to support a fishing, boating, and tourism-based economy. Unique attractions include the Concord Point Lighthouse, the Havre de Grace Decoy Museum (celebrating the town’s heritage in waterfowl carving), and a scenic promenade offering views of the river. Known for its small-town charm, Havre de Grace hosts lively festivals and events that highlight its close ties to nature and its maritime traditions.
Where is Havre de Grace?
Havre de Grace is located in Harford County in the northeastern part of Maryland, where the Susquehanna River meets the Chesapeake Bay. Situated approximately 40 miles northeast of Baltimore, it lies along Interstate 95, providing easy access to major East Coast cities. The town occupies a strategic position at the head of navigation on the Susquehanna River, making it an important maritime hub with scenic waterfront areas and historic landmarks.
6. North Beach, MD
This bayside resort town demonstrates steady appreciation, with values rising from $236,431 in 2015 to $294,813 in 2020, ultimately reaching $395,343 in 2024. The community’s growth pattern reveals a healthy 67.2% increase since 2015, complemented by a 34.1% gain in the post-pandemic period.
About North Beach
North Beach is a small waterfront town on the Western Shore of the Chesapeake Bay in Calvert County, Maryland. Its economy is closely tied to tourism, thanks to a charming boardwalk, public beaches, and local shops and eateries catering to visitors. The town also hosts community events and a popular farmers’ market, highlighting local produce and artisanal goods. North Beach’s scenic views, recreational fishing and crabbing opportunities, and welcoming atmosphere make it a beloved destination for both locals and tourists.
Where is North Beach?
North Beach is situated on Maryland’s Western Shore along the Chesapeake Bay in Calvert County. Located approximately 35 miles southeast of Washington, D.C., it is part of the larger Washington metropolitan area. The town lies between the Patuxent River to the west and the expansive waters of the Chesapeake Bay to the east, offering picturesque waterfront views. Accessible via Maryland Route 2 and in proximity to the Chesapeake Bay Bridge, North Beach serves as a gateway to the bay’s recreational and maritime activities.
7. Easton, MD
This sophisticated Eastern Shore destination shows consistent value appreciation, moving from $274,519 in 2015 to $311,415 in 2020, before ascending to $431,614 in 2024. The town’s growth trajectory reflects a solid 57.2% increase since 2015, with an accelerated 38.6% gain since 2020.
About Easton
Easton is the seat of Talbot County, Maryland, and is known for its historic charm, vibrant arts scene, and scenic location on the Eastern Shore. The local economy includes industries such as agriculture, healthcare, manufacturing, and tourism, supported by a lively downtown with boutiques, galleries, and award-winning restaurants. The town hosts the renowned Waterfowl Festival, a multi-day event celebrating wildlife art and the region’s sporting heritage. Easton’s cultural prominence is further highlighted by the Avalon Theatre, offering a variety of performing arts events throughout the year.
Where is Easton?
Easton is situated on Maryland’s Eastern Shore and serves as the county seat of Talbot County. Positioned along the Choptank River, it lies approximately 30 miles east of Annapolis and about 80 miles southeast of Baltimore. The town is accessible via major highways like U.S. Route 50 and Maryland Route 33, making it a central hub for the Delmarva Peninsula. Easton’s strategic location supports its role as a gateway to scenic waterways, agricultural areas, and vibrant local communities.
8. Solomons, MD
This maritime village has maintained steady growth, with home values increasing from $312,521 in 2015 to $341,638 in 2020, before reaching $437,954 in 2024. While posting the most modest long-term growth at 40.1% since 2015, the community has still managed a respectable 28.2% appreciation since 2020.
About Solomons
Solomons is a picturesque waterfront community in Calvert County, Maryland, located where the Patuxent River meets the Chesapeake Bay. The town’s economy revolves around tourism, maritime industries, and fresh seafood, supported by plenty of marinas and dockside restaurants. Unique attractions include the Calvert Marine Museum, featuring interactive exhibits and the historic Drum Point Lighthouse. Solomons also hosts popular cultural events, such as the annual Solomons Dragon Boat Festival, celebrating the area’s vibrant maritime heritage.
Where is Solomons?
Solomons is located in Calvert County on Maryland’s Western Shore, situated at the southern tip of the Calvert Peninsula where the Patuxent River meets the Chesapeake Bay. The town lies approximately 35 miles southeast of Washington, D.C., making it easily accessible for both residents and visitors from the nation’s capital. Accessible via Maryland Route 2, Solomons serves as a key gateway between the Chesapeake Bay and the Patuxent River, facilitating maritime activities and recreational boating. Its strategic waterfront position supports a thriving community centered around tourism, fishing, and various water-based industries.
9. Chesapeake Beach, MD
This family-friendly resort town demonstrates stable appreciation, with values climbing from $299,055 in 2015 to $338,323 in 2020, ultimately achieving $440,975 in 2024. The town’s growth story includes a 47.5% increase since 2015, coupled with a 30.3% gain in the post-pandemic era.
About Chesapeake Beach
Chesapeake Beach is a scenic waterfront town in Calvert County, Maryland, located along the Western Shore of the Chesapeake Bay. Its economy is largely driven by tourism, with attractions like the Chesapeake Beach Railway Museum, a popular water park, and waterfront dining. The town also has a strong maritime heritage, offering charter fishing, boating, and other water-based activities. Chesapeake Beach’s vibrant summer season, boardwalk, and events like fireworks over the bay make it a favorite destination for families and outdoor enthusiasts.
Where is Chesapeake Beach?
Chesapeake Beach is situated in Calvert County on Maryland’s Western Shore, along the Chesapeake Bay. Located approximately 35 miles southeast of Washington, D.C., it serves as a popular getaway for residents of the capital region. Accessible via Maryland Route 2, the town boasts a vibrant waterfront with attractions like the Chesapeake Beach Railway Museum and supports a community focused on maritime activities and recreational boating.
10. Ocean City, MD
Maryland’s premier beach destination showcases remarkable value evolution, beginning at $247,127 in 2015, rising to $281,262 in 2020, before surging to $442,053 in 2024. The resort town’s impressive growth includes a 78.9% appreciation since 2015, crowned by the strongest post-pandemic performance among all coastal towns with a 57.2% increase since 2020.
About Ocean City
Ocean City is a vibrant coastal resort town on Maryland’s Eastern Shore, famous for its 10-mile pristine beaches and bustling boardwalk. The economy is heavily centered on tourism, with numerous hotels, restaurants, amusement parks, and seasonal attractions attracting millions of visitors each year. Unique features include the iconic Ocean City Boardwalk, home to Trimper’s Rides, numerous shops, and lively entertainment venues, as well as major events like the annual Sunfest and the OC Air Show. Additionally, Ocean City offers a wide range of water sports, fishing charters, and a dynamic nightlife, making it a premier destination for both families and entertainment seekers.
Where is Ocean City?
Ocean City is situated on Maryland’s Eastern Shore, occupying a long barrier island that stretches into the Atlantic Ocean. Located approximately 140 miles southeast of Washington, D.C., and about 125 miles east of Baltimore, it is accessible via major highways such as U.S. Route 50 and Maryland Route 528. The town is bordered by the Atlantic Ocean to the east and the Isle of Wight Bay to the west, offering extensive beachfront and waterway access. Positioned on the Delmarva Peninsula, Ocean City serves as a prominent coastal destination for tourism and maritime activities in the region.
